/* ============================================================
   Premium Finance platform sub-page — page-specific styles
   Shares: faq-list/row, sources, howfit-card, more-on-platform,
   pa-cta-dark, product-section/grid/narrative, industry-callouts.
   ============================================================ */

/* --- Hero: single product visual (partner PF dashboard) --- */

.pf-hero {
  position: relative;
  padding-top: 152px;
  padding-bottom: 96px;
  overflow: hidden;
}

.pf-hero__bg {
  position: absolute; inset: 0; z-index: 0;
  pointer-events: none;
  background:
    radial-gradient(70% 60% at 80% -10%, rgba(201, 169, 128, 0.22), transparent 60%),
    radial-gradient(60% 50% at 0% 100%, rgba(0, 77, 48, 0.04), transparent 60%);
}

.pf-hero__grid {
  position: relative; z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1.25fr);
  gap: 56px;
  align-items: center;
}

.pf-hero__copy {
  display: flex; flex-direction: column;
  gap: 24px;
  max-width: 560px;
}

.pf-hero h1 {
  font-size: clamp(38px, 4.8vw, 60px);
  font-weight: 800;
  line-height: 1.04;
  letter-spacing: -0.04em;
  color: var(--text-primary);
  margin: 0;
  text-wrap: balance;
}

.pf-hero__subhead {
  font-size: 18px;
  line-height: 1.55;
  letter-spacing: -0.02em;
  color: var(--text-secondary);
  margin: 0;
  max-width: 540px;
}

.pf-hero__product {
  position: relative;
  width: 100%;
  aspect-ratio: 16 / 11;
  min-height: 420px;
  border-radius: 14px;
  background: #fff;
  box-shadow: var(--shadow-elevated-ring);
  overflow: hidden;
  transform: rotate(-1deg);
}

.pf-hero__product::before {
  content: "";
  position: absolute;
  inset: 0 0 auto 0;
  height: 30px;
  background: #F4F1EC;
  border-bottom: 1px solid rgba(0,46,29,0.06);
  z-index: 2;
}
.pf-hero__product::after {
  content: "";
  position: absolute;
  top: 11px; left: 14px;
  width: 36px; height: 8px;
  background:
    radial-gradient(circle at 4px 4px, #E2746A 3.5px, transparent 4px),
    radial-gradient(circle at 16px 4px, #E2C36A 3.5px, transparent 4px),
    radial-gradient(circle at 28px 4px, #7DB58A 3.5px, transparent 4px);
  z-index: 3;
}

.pf-hero__product img {
  width: 100%; height: 100%;
  object-fit: cover;
  object-position: top left;
  display: block;
}

@media (max-width: 1100px) {
  .pf-hero__grid { grid-template-columns: 1fr; gap: 48px; }
}

/* ============================================================
   Section 2 — Built for brokers (4 value callouts as a list)
   ============================================================ */

.pf-values {
  display: flex; flex-direction: column;
  gap: 12px;
}

.pf-value {
  display: grid;
  grid-template-columns: 40px 1fr;
  gap: 16px;
  padding: 18px 20px;
  background: var(--surface-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-card-dense);
  border-left: 3px solid var(--p-premfin);
  align-items: center;
}

.pf-value__icon {
  width: 36px; height: 36px;
  border-radius: var(--radius-md);
  background: rgba(201, 169, 128, 0.20);
  color: var(--p-premfin-ink);
  display: inline-flex; align-items: center; justify-content: center;
}

.pf-value__body {
  font-size: 15px;
  line-height: 1.45;
  letter-spacing: -0.01em;
  color: var(--text-primary);
  font-weight: 500;
}

/* ============================================================
   Section 5 — For business owners (single-col cream callout)
   ============================================================ */

.smb-detour {
  background: var(--surface-cream);
  border-radius: var(--radius-xl);
  padding: 32px 40px;
  border-left: 3px solid var(--g-700);
  max-width: 880px;
  display: flex; flex-direction: column;
  gap: 14px;
}

.smb-detour__eyebrow {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: -0.01em;
  color: var(--g-700);
  display: inline-flex; align-items: center; gap: 8px;
}

.smb-detour__eyebrow::before {
  content: "";
  width: 8px; height: 8px;
  border-radius: 999px;
  background: var(--g-700);
}

.smb-detour h3 {
  font-size: clamp(20px, 2.2vw, 26px);
  line-height: 1.2;
  letter-spacing: -0.02em;
  font-weight: 700;
  color: var(--text-primary);
  margin: 0;
  text-wrap: pretty;
}

.smb-detour__copy {
  font-size: 16px;
  line-height: 1.6;
  letter-spacing: -0.02em;
  color: var(--text-primary);
  margin: 0;
  max-width: 72ch;
}

.smb-detour__cta {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--g-700);
  font-weight: 600;
  font-size: 15px;
  letter-spacing: -0.01em;
  padding-bottom: 3px;
  border-bottom: 1px solid currentColor;
  align-self: flex-start;
  margin-top: 4px;
}

.smb-detour__cta .arrow {
  width: 16px; height: 16px;
  transition: transform var(--duration-base) var(--ease-out);
}

.smb-detour__cta:hover .arrow { transform: translateX(3px); }

@media (max-width: 540px) {
  .smb-detour { padding: 26px 24px; }
}

/* "Built to handle the full book" — reuses .industry-callouts pattern
   from working-capital.css but with premfin accent */
.full-book-callouts .industry-callouts__row {
  border-left-color: var(--p-premfin);
}


/* ============================================================
   v2 — "Why Patch built this" stronger value cards + takeaway
   ============================================================ */
.pf-values--v2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.pf-value-card {
  background: var(--surface-card);
  border-radius: var(--radius-lg);
  padding: 22px 22px;
  box-shadow: var(--shadow-card-lg);
  border-top: 4px solid var(--p-premfin);
  display: flex; flex-direction: column;
  gap: 12px;
}
.pf-value-card__icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-md);
  background: rgba(201, 169, 128, 0.22);
  color: var(--p-premfin-ink);
  display: inline-flex; align-items: center; justify-content: center;
}
.pf-value-card__body {
  margin: 0;
  font-size: 15px;
  line-height: 1.45;
  letter-spacing: -0.01em;
  color: var(--text-primary);
}
.pf-value-card__body strong {
  color: var(--g-700);
  font-weight: 700;
}

/* Takeaway pull-quote in the left narrative */
.pf-takeaway {
  margin: 20px 0 24px;
  padding: 22px 28px;
  background: var(--surface-cream);
  border-left: 4px solid var(--g-700);
  border-radius: var(--radius-md);
}
.pf-takeaway p {
  margin: 0;
  font-size: clamp(20px, 2.2vw, 24px);
  line-height: 1.35;
  letter-spacing: -0.02em;
  font-weight: 600;
  color: var(--g-700);
  text-wrap: balance;
}

@media (max-width: 720px) {
  .pf-values--v2 { grid-template-columns: 1fr; }
}